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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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| Q |
Where was the famous final airport scene in the 1942 classic "Casablanca" filmed?
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| A |
The scene where Humphrey Bogart says goodbye to Ingrid Bergman was actually shot on the east side of the Van Nuys Airport. |
 See More Real Estate Trivia > |
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Gary Mascolo
Sales Associate
Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Owned and Operated By: NRT LLC.
Office: 201-930-8820 VM 217
Cell Direct: 201-615-3665
Right-Fax- Direct: 973-387-3227
Office Fax: 201-664-1925
GaryMascolo@CBMoves.com
I am a full time licensed realtor specializing in Northern Bergen County. I have an extensive background in Real Estate Tax accounting, Sales and Advertising Specialties. I am a life-long resident of the Northern/Pascack Valley and an Old Tappan resident for ten years. I faithfully serve my community as a member of the Old Tappan Planning Board, Old Tappan Environmental Commission, Old Tappan PTA, Old Tappan Town Day Committee and The Tenafly Elks Lodge. I am happily married for 20 years to a loving and supportive wife, Michele, with two wonderful children.
I have successfully brought buyers and sellers together throughout the Northern and Pascack Valley areas. I am affiliated with the number one real estate company in Bergen County and I am on the cutting edge of internet marketing technology.
In my book, YOU are #1 and I welcome the opportunity to be "Your Realtor for Life".   
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