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Buyers Want Your Home for As Little As Possible. Quickly Find Out What It's Really Worth, by Email, for Free.  Are you thinking of selling your Hillsdale, Old Tappan and Westwood home? You should know exactly what it's worth before making such an important decision. Let me do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold. As a top real estate agent, I determine the value of Hillsdale, Old Tappan and Westwood, New Jersey area homes daily. Using the information you provide below, I can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market. Remember, market conditions can be different, even one Hillsdale, Old Tappan and Westwood neighborhood to the next. I know how to take all these factors into account when determining the true market value of your home. This service is completely free and without obligation. There are absolutely no strings attached. Why? I want the chance to show you my expertise as a top Hillsdale, Old Tappan and Westwood real estate agent. Please provide me with some basic information on your home. What's your home or property really worth? Accurately pricing Hillsdale, Old Tappan and Westwood real estate is my job! Let me do a market analysis for YOUR property. There's no obligation, it's FREE, and I promise to get back to you quickly...
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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Gary Mascolo
Sales Associate
Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Owned and Operated By: NRT LLC.
Office: 201-930-8820 VM 217
Cell Direct: 201-615-3665
Right-Fax- Direct: 973-387-3227
Office Fax: 201-664-1925
GaryMascolo@CBMoves.com
I am a full time licensed realtor specializing in Northern Bergen County. I have an extensive background in Real Estate Tax accounting, Sales and Advertising Specialties. I am a life-long resident of the Northern/Pascack Valley and an Old Tappan resident for ten years. I faithfully serve my community as a member of the Old Tappan Planning Board, Old Tappan Environmental Commission, Old Tappan PTA, Old Tappan Town Day Committee and The Tenafly Elks Lodge. I am happily married for 20 years to a loving and supportive wife, Michele, with two wonderful children.
I have successfully brought buyers and sellers together throughout the Northern and Pascack Valley areas. I am affiliated with the number one real estate company in Bergen County and I am on the cutting edge of internet marketing technology.
In my book, YOU are #1 and I welcome the opportunity to be "Your Realtor for Life".   
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