The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... Will Buying Points Save You Money?
Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.
Definitions
- Term
- Number of years for this mortgage. Most common terms
are 15 years and 30 years.
- Mortgage amount
- Total balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage without purchasing any discount points.
- Years in home
- The number of years you expect to live in this home or the number of years before you refinance your mortgage.
- Principal and interest
- Monthly principal and interest (PI) for this mortgage.
- Points rate
- Annual interest rate for this mortgage with discount points.
- Points
- The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Cosmetic Improvements >Improving To Sell
Many homeowners wait until they are ready to put their home on the market before painting, planting flowers, and making other improvements to their homes. After completing these improvements, they may be so delighted with the results that they wish they had done the work on their home sooner in order to enjoy the changes.
Whether you have recently purchased a home or have been settled in your home for several years, you should consider evaluating the condition of your house as if you planned to sell it soon. Maximize your home's "curb appeal" now, so that you will reap the benefits every time you pull into your driveway. Plant those flowers and bulbs and you will have your fresh flowers on your own dining room table. Add new window treatments to freshen the appearance of the main rooms. If your house needs an upgraded kitchen, go ahead with the renovation. You will enhance your whole neighborhood and experience the pleasure of living in a more beautiful and fully functional home.
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| Q |
In what movie did a cute extra-terrestrial take refuge in a California home on a cul-de-sac with a mountain peak towering behind it?
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| A |
Steven Spielberg's 1982 classic "E.T." was filmed in a real house on Lonzo Street, Tujunga, northeast of the San Fernando Valley.
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 See More Real Estate Trivia > |
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Gary Mascolo
Sales Associate
Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Owned and Operated By: NRT LLC.
Office: 201-930-8820 VM 217
Cell Direct: 201-615-3665
Right-Fax- Direct: 973-387-3227
Office Fax: 201-664-1925
GaryMascolo@CBMoves.com
I am a full time licensed realtor specializing in Northern Bergen County. I have an extensive background in Real Estate Tax accounting, Sales and Advertising Specialties. I am a life-long resident of the Northern/Pascack Valley and an Old Tappan resident for ten years. I faithfully serve my community as a member of the Old Tappan Planning Board, Old Tappan Environmental Commission, Old Tappan PTA, Old Tappan Town Day Committee and The Tenafly Elks Lodge. I am happily married for 20 years to a loving and supportive wife, Michele, with two wonderful children.
I have successfully brought buyers and sellers together throughout the Northern and Pascack Valley areas. I am affiliated with the number one real estate company in Bergen County and I am on the cutting edge of internet marketing technology.
In my book, YOU are #1 and I welcome the opportunity to be "Your Realtor for Life".   
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