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I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... 

"Keep up the Great Work"
"You never let us feel pressured."

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"With you expertise and concern this difficult transaction was made effortless."

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"The Client not the Deal"

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
Where and when was the first motel introduced on the American commercial real estate scene?

A 
The first motel, appropriately named the "Motel Inn", opened in San Luis Obispo in 1925.
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Gary Mascolo, REALTOR®, real estate agent and broker for Hillsdale, Old Tappan and Westwood, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Gary Mascolo
Sales Associate

Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Owned and Operated By: NRT LLC.
Office: 201-930-8820 VM 217
Cell Direct: 201-615-3665
Right-Fax- Direct: 973-387-3227
Office Fax: 201-664-1925
www.GaryMascolo@CBMoves.com

I am a full time licensed realtor specializing in Northern Bergen County. I have an extensive background in Real Estate Tax accounting, Sales and Advertising Specialties. I am a life-long resident of the Northern/Pascack Valley and an Old Tappan resident for ten years. I faithfully serve my community as a member of the Old Tappan Planning Board, Old Tappan Environmental Commission, Old Tappan PTA, Old Tappan Town Day Committee and The Tenafly Elks Lodge. I am happily married for 20 years to a loving and supportive wife, Michele, with two wonderful children. I have successfully brought buyers and sellers together throughout the Northern and Pascack Valley areas. I am affiliated with the number one real estate company in Bergen County and I am on the cutting edge of internet marketing technology. In my book, YOU are #1 and I welcome the opportunity to be "Your Realtor for Life".

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