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Gary Mascolo

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 201-615-3665.

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School Reports in Hillsdale, Old Tappan and Westwood, New Jersey
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia
Q 
What Pasadena, California house was the movie home of the eccentric "Doc" Brown in the 1989 film, "Back to the Future"?

A 
The famous Gamble House, a landmark of Craftsman architecture, is now open to the public for tours.
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Gary Mascolo, REALTOR®, real estate agent and broker for Hillsdale, Old Tappan and Westwood, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Gary Mascolo
Sales Associate

Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Owned and Operated By: NRT LLC.
Office: 201-930-8820 VM 217
Cell Direct: 201-615-3665
Right-Fax- Direct: 973-387-3227
Office Fax: 201-664-1925
www.GaryMascolo@CBMoves.com

I am a full time licensed realtor specializing in Northern Bergen County. I have an extensive background in Real Estate Tax accounting, Sales and Advertising Specialties. I am a life-long resident of the Northern/Pascack Valley and an Old Tappan resident for ten years. I faithfully serve my community as a member of the Old Tappan Planning Board, Old Tappan Environmental Commission, Old Tappan PTA, Old Tappan Town Day Committee and The Tenafly Elks Lodge. I am happily married for 20 years to a loving and supportive wife, Michele, with two wonderful children. I have successfully brought buyers and sellers together throughout the Northern and Pascack Valley areas. I am affiliated with the number one real estate company in Bergen County and I am on the cutting edge of internet marketing technology. In my book, YOU are #1 and I welcome the opportunity to be "Your Realtor for Life".

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